PMI vs MIP: What You Need to Know, and How Homebuyers Can Save Thousands

There’s an epic battle raging in the mortgage world between two fierce and unyielding opponents: PMI and MIP. Both do essentially the same thing, but they aren’t the same. Let’s take a walk through both camps to get a better understanding of these much-maligned mortgage insurances.

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Tiny Home Financing for First-Time Home Buyers

You thought your college apartment was tiny--that is, until you started seeing tiny homes pop up everywhere. They make that apartment look like a mansion by comparison. Financing them, on the other hand, isn’t so attractive all the time. Let us help you make your little dreams come true.

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The 8 Most Important Things to Know Before Building a Shipping Container Home

Right now, shipping container homes have never been hotter. With the average price of owning a home in the U.S. sitting around $257,000, and the price of buying a brand new home sitting at $407,000, it’s only natural that people are flocking to a more cost-friendly alternative. Shipping containers, by contrast, may cost as little as $1,400 each, and you might not even need that many to make a beautiful and spacious home.


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Renting Vs. Buying a Home: The Pros and Cons of Each

Vanilla or chocolate ice cream? Coke or pepsi? Renting or buying a home? These are some of the world’s biggest debates -- but unlike choosing an ice cream flavor or a brand of soda, the decision of whether to rent or buy could affect your financial future for decades to come.

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The 9 Most Affordable (and Awesome) Cities for Buying a Home

When it comes to buying the perfect home, location is one of the most important variables. And, with home prices across the country on the rise, many people want to look to places where they’ll get the most bang for their buck -- a nice house and a great city to live in, too.

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Home Equity Loans and Bad Credit: How and Where to Get One

HELoans and HELOCs are types of home equity loans. Use the difference between what you owe on your home and what it’s worth to finance home improvements, large purchases, etc. Shop around for best rates if you have bad credit.

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Ask Home.Loans: How Does Refinancing Work?

Your home is your castle, but sometimes even the best castles can stand to have the moat dug out a little deeper or their battlements reinforced after a particularly harrowing attack by marauding knights. Borrowing money for those items on your credit alone can be tricky, which is why banks offer you multiple options to tap your home’s equity, including the choice to refinance your current mortgage.

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How to Refinance Your Mortgage the Easy Way

If you want to save money on your mortgage or access some of the equity in your home, refinancing your mortgage could be a vital step in your journey. There are a variety of things that make home refinancing a popular financial tool -- and today, we’ll get into how and why you might want to consider refinancing.

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5 Things First-Time Homebuyers Need to Know

First time home buyers have so much to deal with when they’re starting the process that it’s hard to shortlist the most important things for them to keep in mind. Clearly, it's best if you're as prepared as possible -- and if you're already on the hunt for your dream home, you probably know a bit about what you're doing already.

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