5 Best Mortgage Refinance Lenders in Alaska 2019
If you’re a Homeowner looking to refinance a mortgage in Alaska, there are some amazing mortgage refinance solutions available to you. Alaska is home to around 739,000 people, and with today’s mortgage rates as low as they are, the housing market is prime for refinancing to home loan with a lower interest rate!
The current state of the market makes it essential for homeowners looking for a mortgage refinance to do everything they can to keep their housing costs as low as possible, or possibly tap into their home equity. And, whether you’re looking to refinance to a fixed rate or adjustable rate mortgage, or to FHA, VA, or USDA home loan options that offer amazing benefits like low interest rates or flexible down payment requirements, the first step is to find the right lender.
In this article, we’ll review the best mortgage refinance lenders in the state of Alaska, and why you should consider working with them for your mortgage refinance
#1 Alaska Mortgage Refinance Lender: Residential Mortgage, LLC
A subsidiary of Northrim Bank, Residential Mortgage, LLC was founded in 1998 with only 30 employees. Today, they have over 125 employees spread out between a dozen offices that service multiple states. They have serviced over 60,000 loans in their home state of Alaska alone, and are Alaska’s number one lender for VA home loans.
Needless to say, they also have an impressive amount of experience other types of home financing as well. Home buyers have nothing but the best to say about the incredible customer service that is provided from the expert loan officers at Residential Mortgage. They seek to provide absolutely unmatched personal attention and guidance to all of their borrowers.
#2 Alaska Mortgage Refinance Lender: Pinnacle Mortgage Group
When it comes to top-tier boutique mortgage brokers, it really doesn’t get much better than Pinnacle Mortgage Group. Pinnacle Mortgage Group functions as a DBA of First Rate Financial, an awesomely reputable national mortgage brokerage company.
Pinnacle Mortgage Group specializes in dealing with even the toughest of complexities in a mortgage transaction, and is a veritable machine when it comes to cranking out affordable mortgage products. Government-insured VA financing is one of their specialties, with many former and current service members interested in financing their home purchase through Pinnacle.
Pinnacle mortgage group takes all of the hard work out of a mortgage transaction, making the entire process seem fluid and stress-free for the borrower. They even keep an online blog that breaks down and details each and every step of a mortgage transaction to help home buyers understand the mortgage process a little better.
#3 Alaska Mortgage Refinance Lender: Academy Mortgage Corporation
Academy Mortgage Corporation has been around since 1988, and has made a name for themselves on a national scale. The company is committed to responsible lending practices, especially with the ever-changing economy of today.
Unlike many mortgage brokers around, Academy Mortgage Corporation has the advantage of being a direct mortgage lender. This means that they handle all loan processing, underwriting, closings, and funding at their local branch offices.
Being a direct lender, means being able to close mortgage refinance transactions as efficiently and quickly as possible, sometimes even in a matter of days! With the security and efficiency of their in-house loan origination and management, they are one of the best when it comes to speedy and affordable home financing!
#4 Alaska Mortgage Refinance Lender: Guaranteed Rate
A Kingpin of the online mortgage trend that plays a large role in mortgage refinancing is Guaranteed Rate. Their participation in the digital mortgage wave leaves many other platforms lacking by comparison.
Guaranteed Rate is also extremely experienced with the origination and refinancing of government-insured loan products such as FHA and VA loans. The ability to offer mortgage refinancing through one of the best digital mortgage platforms available makes them serious competition to other mortgage lenders, and highly favored among repeat and first time home buyers.
The online platform makes securely uploading the important financial documentation requested for a loan approval fast and easy. Borrowers can even check their credit scores through the service, rather than go elsewhere. Guaranteed Rate is one of the rare few digital mortgage platforms where a mortgage loan can be refinanced without ever needing to speak with someone unless requested by the homeowner.
#5 Alaska Mortgage Refinance Lender: Primary Residential Mortgage
Primary Residential Mortgage has been making waves in the mortgage industry since 1998. Growing from a small business to a company with 225 branch offices across the nation is no small feat, but the people running PRMI earned it through the admiration of their many clients.
PRMI takes a conscientious approach to mortgage loans and refinancing, always putting the needs of the customer and absolute transparency above all else. Despite their stunning growth since first opening their doors, they still seek to provide customized service that is sure to satisfy the needs of borrowers in even the toughest of financial situations.
Obtaining or refinancing a mortgage through PRMI is a nearly effortless task, and the loan officers make themselves readily available to their clients. Overall, they are a tough lender to beat when it comes to home finance.
Shop Around Before You Get an Alaska Home Loan Refinance
Our picks for the best mortgage refinance lenders in Alaska may not necessarily represent the best lender for your financial situation, goals, and desires. Everyone’s story is unique, and sometimes the best mortgage terms can be found in the most obscure places. Regardless of experience or lack thereof, the best plan of action is to shop around with multiple lenders to find out which one can provide the ideal refinance solution that comes with the terms and affordability that best suits any particular financial situation.
While looking at reviews can be a huge help, getting a one on one consultation could mean saving thousands. If you’d like some help in locating the best mortgage lender in your area, don't hesitate to contact a home.loans mortgage expert!