5 Best Mortgage Refinance Lenders in Hawaii 2019

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If you’re a Homeowner looking to refinance a mortgage in Hawaii, there are some amazing mortgage refinance solutions available to you. Hawaii is home to around 1.4 million people, and with today’s mortgage rates as low as they are, the housing market is prime for refinancing to home loan with a lower interest rate! Additionally, Home values have actually risen between December of 2017 through 2018 and are forecasted to rise another 6.9% through 2019.

The rising home values make it essential for home buyers on the market for a mortgage refinance to do everything they can to keep their housing costs as low as possible, or possibly tap into their home equity. And, whether you’re looking to refinance to a fixed rate or adjustable rate mortgage, or to FHA, VA, or USDA home loan options that offer amazing benefits like low interest rates or flexible down payment requirements, the first step is to find the right lender.

In this article, we’ll review the best mortgage refinance lenders in the state of Hawaii, and why you should consider working with them for your mortgage refinance


#1 Hawaii Mortgage Refinance Lender: Guaranteed Rate

A Kingpin of the online mortgage trend that plays a large role in mortgage refinancing is Guaranteed Rate. Their participation in the digital mortgage wave leaves many other platforms lacking by comparison.

Guaranteed Rate is also extremely experienced with the origination and refinancing of government-insured loan products such as FHA and VA loans. The ability to offer mortgage refinancing through one of the best digital mortgage platforms available makes them serious competition to other mortgage lenders, and highly favored among repeat and first time home buyers.

The online platform makes securely uploading the important financial documentation requested for a loan approval fast and easy. Borrowers can even check their credit scores through the service, rather than go elsewhere. Guaranteed Rate is one of the rare few digital mortgage platforms where a mortgage loan can be refinanced without ever needing to speak with someone unless requested by the homeowner.

#2 Hawaii Mortgage Refinance Lender: Primary Residential Mortgage

Primary Residential Mortgage has been making waves in the mortgage industry since 1998. Growing from a small business to a company with 225 branch offices across the nation is no small feat, but the people running PRMI earned it through the admiration of their many clients.

PRMI takes a conscientious approach to mortgage loans and refinancing, always putting the needs of the customer and absolute transparency above all else. Despite their stunning growth since first opening their doors, they still seek to provide customized service that is sure to satisfy the needs of borrowers in even the toughest of financial situations.

Obtaining or refinancing a mortgage through PRMI is a nearly effortless task, and the loan officers make themselves readily available to their clients. Overall, they are a tough lender to beat when it comes to home finance.

#3 Hawaii Mortgage Refinance Lender: Bay Equity Home Loans

Bay Equity Home Loans was founded back in 2007 as a full-service mortgage lender, with an extra emphasis on service. With locations across 32 states, the company is still growing to this day, thanks to their fierce dedication to their trade.

For a family owned and operated company, their popularity among the homeowners looking to refinance in the states that they are located is immense. They are deeply passionate about providing affordable refinance solutions, with an exceptional focus on providing affordable loan options such as FHA loans and VA financing. As a matter of fact, a portion of their proceeds from every FHA or VA loan that they service is donated to the Warrior Foundation-Freedom Station.

The high-quality customer service and drive to secure low rates and comfortable loan terms will no doubt put Bay Equity Home Loans at the very top of the mortgage lender food chain some day. For now, home buyers would be wise to check them out and see why they consistently rake in such killer reviews!

#4 Hawaii Mortgage Refinance Lender: Guild Mortgage Company

No matter the industry, 50 years of experience is quite impressive. For Guild Mortgage Company, 50 years of experience has shaped them into a formidable source for home financing, including the origination and refinancing of Conventional, FHA, and VA home loans.

Guild Mortgage now has over 250 branch locations across the nation, and remain committed to their goal of providing affordable home financing and unparalleled service. They even take things a step further by partnering with such well-known charities like Blue Star Mothers, K.I.D.S. and Youth oasis, and even the San Diego Food Bank.

The home buying experience with Guild Mortgage Company is a seamless and stress-free process, orchestrated by some of the most experienced and knowledgeable loan officers in the industry.

#5 Hawaii Mortgage Refinance Lender: Axia Home Loans

A company after our own hearts, Axia Home Loans operates on the basis of educating the home buyers who choose them both before and during the refinance process. According to them, A comfortable closing is their goal.

Closings, of course, can be a rough time for any home buyer, but the specialists at Axia are more than capable of creating an environment where the homeowner is confident and ready to for anything. Axia’s loan officers specialize in customer satisfaction, so at no point should a homeowner ever feel as though they have no one to turn to.

User reviews show that past clients are mostly impressed by the companies dedication to providing excellent service and advice to its client base. The level of knowledge and determination will surely be more than capable of getting even the most difficult home loan refinance transactions closed.


 

Shop Around Before You Get a Hawaii Home Loan Refinance

Our picks for the best mortgage refinance lenders in Hawaii may not necessarily represent the best lender for your financial situation, goals, and desires. Everyone’s story is unique, and sometimes the best mortgage terms can be found in the most obscure places. Regardless of experience or lack thereof, the best plan of action is to shop around with multiple lenders to find out which one can provide the ideal refinance solution that comes with the terms and affordability that best suits any particular financial situation.

While looking at reviews can be a huge help, getting a one on one consultation could mean saving thousands. If you’d like some help in locating the best mortgage lender in your area, don't hesitate to contact a home.loans mortgage expert!