Posts tagged Home Finance
Misleading Mortgages and Predatory Lending

Getting your first (or even your second or third) mortgage can be really stressful and confusing. There’s a lot of technical information to absorb in a very small window of time and sometimes that means you’ll miss some of the details. Most of the time, your banker will be happy to fill in the blanks for you, but what do you do if you have a lender who doesn’t have your best interest in mind?

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Home Loans for the Self-Employed

Being self-employed can be a really great situation for people who need more control over their work environments or who simply work better by themselves. For the most part, it’s just like working other jobs, except that you’re the one making the big decisions. Unfortunately, for a long time a lot of lenders didn’t see it that way -- instead, you were considered a high risk borrower.

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Your Burning Questions About the Fall 2018 Real Estate Market

Even though it’s been a while since I was an active Realtor, I do still keep an eye on the market because I am both a homeowner and a future home buyer. It’s good to know what’s going on when you’re making such a large purchase, but it’s not for everyone. That’s why I’m here to distribute tips and hints and bits and pieces that hopefully help you better understand the whirlwind that is buying a home.

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Fed Plans to Raise Interest Rates Despite Continued Drop in Home Sales

Well, kids, the numbers are in. According to the National Association of Realtors, existing home sales are still down. So far, we’ve had five months of this type of flailing. Reporting by HousingWire states that it’s the slowest pace since February 2016. February: one of the traditionally worst months of the year for selling a house, that’s where we are now.

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Weekly Column #5: "Disrupters"? The Real Estate Tech Revolution

While everybody else was busy focusing on interest rates and new housing trends, something sort of unbelievable happened--a whole bunch of real estate-related startups popped up and started changing the way people manage their home purchases from the moment they decide to apply for a loan and well beyond the closing table..

No, really, it’s true.

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Weekly Column #1: Predicting Changes to Interest Rates

Trying to predict what the real estate market is going to do is a bit like trying to nail a runny egg to a tree. Nevertheless, buyers are often asking real estate experts questions like “is it a good time to buy a house?” These market-related questions have as many answers as they have askers -- the industry as a whole is a slippery beast.

With this new and exciting column from Home.Loans, we’re going to tackle those animals, as well as help you understand the information that experts rely on to forecast trends. Let’s go!

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