Roofs leak, pipes burst, and kitchens need to be updated regardless of your financial situation. A home equity loan might still be your best option.
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There are always going to be times in life when you could use an injection of cash. If your credit is less than perfect, that doesn’t mean you can’t get a home equity loan.
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HELoans and HELOCs are types of home equity loans. Use the difference between what you owe on your home and what it’s worth to finance home improvements, large purchases, etc. Shop around for best rates if you have bad credit.
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