Posts tagged Mortgage Loans
Home Loans with Bad Credit and No Down Payment

When you were in school, it was horrifying to hear that something would be put on your “permanent record.” But, as it turned out, that wasn’t such a big deal. The only permanent record you have to fear as an adult is your credit file. A rocky start or even a prolonged hard spot can make it very difficult to buy a home of your own. When you couple that problem with having a small or nonexistent down payment, there aren’t a lot of options for purchase.

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How Do You Get a Home Loan?

Getting a home, and the mortgage that comes with it could be the most important financial transaction you ever make. But how do you go about getting a home loan?

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How FHA Home Loans Work

A Federal Housing Administration (FHA) loan is a loan with less stringent qualifications and low down payments. It’s part of the U.S. Department of Housing and Urban Development’s programs to help first-time homebuyers buy a home.

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Applying for a First Time Home Buyers Grant

First time home buyer grants are issued by federal, state and local housing agencies to help borrowers purchase a home easily. The programs are designed to lower the hurdles of acquiring a home,  by paying the down payment.

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