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information you need,
in plain English
Buy your first home. Refinance your mortgage.
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Use Our Mortgage Calculator
Wondering how much your mortgage is really going to cost you?
Estimate your monthly payments for a variety of loan types by using our calculator tool.
For more detail, check out our complete Home.Loans Mortgage Calculator.
Buying A Home
Whether you’re a first-time homebuyer or financing a new home purchase, we provide a simple, transparent way to connect with the best rates and lenders for your home loan.
Find the mortgage solution that best fits your budget today. Get personalized quotes on fixed-rate mortgages, adjustable-rate mortgages, FHA home loans, VA home loans, conventional home loans, and more.
Not satisfied with your current mortgage loan? Want to save some money or extend your loan term?
From traditional refinancing to the popular cash-out refinancing option, we’ll walk you through the process and help you decide is now is the best time for a refinance. If you’re ready to take the leap, let us help you compare refinancing rates for your mortgage through our refinance specialists.
If you owe less than the market value of your home, then a home equity line of credit may be the perfect loan solution for you. Pay for medical bills, home repairs, or college tuition with a home equity loan or a home equity line of credit.
Our lenders let you borrow up to 90% of your equity at competitive rates to be used at your discretion.
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Mortgage Solutions Simplified
Whether you’re a first-time home buyer or just financing a new home purchase, we provide a simple, transparent way to connect with the best rates and lenders for your home loan!
Use our nifty mortgage calculator to see what your estimated monthly payments would look like. Compare the rates that suit your budget and the mortgage lenders that appeal to your tastes, all in one place.
Find the mortgage solution that fits your budget today. Get personalized, risk-free quotes on all of the popular home loan products: fixed-rate mortgages, adjustable-rate mortgages, FHA home loans, VA home loans, jumbo home loans, and more!
Browse mortgage Loan Options
Not satisfied with your current home loan? Want to save some money or extend your loan term?
We’ve made it easy to find and compare refinancing rates for your mortgage through our mortgage refinancing specialists.
Browse refinancing options like the Home Affordable Housing Program (HARP), FHA, VA streamline refinancing, and even cash-out refinancing programs.
Compare rates from multiple lenders and get the edge on your finances. From traditional refinancing to the popular cash-out refinancing option, we’ve got you covered!
Browse Refinancing Solutions
If you owe less than the market value of your home, then a home equity line of credit may be the perfect loan solution for you.
Our lenders let you borrow up to 90% of your equity at competitive rates to be used at your discretion. Risk-free quotes on HELOCs and HELs are only a few clicks away!
Put the equity that you've built to good use, and get cash to use how you see fit. Give yourself a more secure loan option by looking into a home equity loan or a home equity line of credit today!
While some may never pay a cent of mortgage insurance in their lifetime, there are still plenty of borrowers who do. Some even have to pay mandatory mortgage insurance premiums (MIPs), depending on the home loan product that they've chosen. So, just what is mortgage insurance, who has to pay it, and what is its purpose?
First, note that mortgage insurance is not coverage for the borrower. It's actually an insurance policy designed to give lenders compensation in the event of borrower default. This security enables lenders to be less strict about home loan eligibility.
Mortgage insurance is an addition to the loan amount that must be paid monthly. Sometimes, it requires payment of an upfront premium (like with FHA loans), which can be paid in full at closing.
Home.loans is the internet’s premier mortgage and refinancing lender group. Our mortgage experts are eager not only to answer your most complex home loans queries, but also to set you on your path to receiving personalized rates for mortgage, home equity, or refinancing options for your home.
Got questions? We have answers.
No matter what your mortgage needs are, the professionals at home.loans are standing by to provide quality service and expert knowledge on all things related to home loans, mortgage refinancing, and home equity! From our industry-leading tools to our vast knowledge base, we built home.loans with our clients’ individual needs in mind. Accessing the lowest rates and the best lenders for your home loan is now just a few clicks away!
Why choose Home.loans?
The days of stressful meetings with banks and lending institutions are over. Our expert home loans team exists to serve as your first and last stop on the road to buying or refinancing your home.
We’ve taken the time to gather and present the highest quality of lenders and applicable rates tailored to your needs. Our easy-to-use mortgage and refinancing calculators and fully customizable rate tables are at your disposal. We’ve even compiled the most in-depth and comprehensive home loans knowledge base on the internet to cater to the most specific mortgage and home-buying questions.
It's time to let go of any worries you may have about buying a home or refinancing your existing mortgage. Let the professionals at home.loans help you secure the mortgage financing you deserve!
In the home.loans blog, we cover everything from the process of getting a mortgage to the trials of homeownership.
Learn about building equity, negotiating home loan terms, working with mortgage professionals, and more.
Home.loans FAQ Knowledge Base
We’ve put together the most in-depth and comprehensive Home Loans Knowledge Base on the internet to cater to even the most unique mortgage and home-buying questions. If you have a mortgage-related question, we have an answer!
Loan Product Guides
The days of stressful meetings with banks are over. Our expert home loans team works tirelessly to make home.loans your first and last stop on the road to buying or refinancing your home.
Learn more about the variety of loan products available to you in our guides.
From government-backed mortgages like FHA, VA, and USDA loans to conventional and jumbo loans, learn everything you need to know about your options before you set foot in a lending institution.
Introducing The First-Time
Home Buyer Guide
The #1 Resource You Need Before
Buying A Home
We’ve gathered all the information you’ll need to complete the home purchase process, including how to prepare yourself financially, how to choose a loan program, and what to look for in a home.
Arm yourself with the internet’s ultimate guide for first-time home buyers here.
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We help future and current homeowners make sense of things, free.
Home.loans wants to help your financing journey end with a smile. Relax, fill out the form, and let us take care of the rest. Our home loans specialists will connect you with the perfect lender in your area.