A No-Nonsense Guide to the Different Types of Mortgages (Part Five)

In part four of our “Different Types of Mortgages” series, we talked about home loans for refinancing, and home equity loan products. In the fifth and final part of our no-nonsense mortgage guide, we name a few more uncommon types of mortgages on the market.

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A No-Nonsense Guide to the Different Types of Mortgages (Part Four)

In part three of our “Different Types of Mortgages” series, we talked about conforming loans, jumbo loans, and super jumbo loans. Now, we’ll share some of the other types of mortgages that aren’t used for buying a residence -- from refinancing loans to home equity products.

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A No-Nonsense Guide to the Different Types of Mortgages (Part Three)

In part two of our “Different Types of Mortgages” series, we talked about government insured loans and conventional loans. The next category of mortgages is based on size: do you need a jumbo loan, or a conforming loan?

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A No-Nonsense Guide to the Different Types of Mortgages (Part Two)

In part one of our “Different Types of Mortgages” series, we talked about fixed and adjustable rate mortgages. The next important consideration when looking at your mortgage options is whether to go for a government-insured home loan, or a conventional one.

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A No-Nonsense Guide to the Different Types of Mortgages (Part One)

When it comes to buying a home in 2018, the average American has more home loan options than ever before. Unfortunately, more choice isn’t always better. With many options come many questions, especially if you’re a first time home buyer and not a veteran of the mortgage game. Thats where our ultimate guide to mortgages comes in! Our 5 part series will delve into the nitty gritties of the many types of mortgages on the market.

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The 5 Best FHA Lenders in Texas

If you’re looking for a great home loan in Texas, you’re not alone. Right now, the Lone Star State is home to more than 28 million people. The housing market is relatively hot, with home prices having increased a solid 7 percent between June of 2017 and 2018. In this article, we’ll review the best FHA approved lenders in Texas and how they can help guide you on your quest to homeownership.

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Is a 40-Year Mortgage for Real? How and When You Might Consider One

The most common type of mortgage for first time home buyers and longtime homeowners alike is the U.S. is the classic 30-year fixed-rate home loan. The 15-year fixed-rate mortgage is another popular home loan option, followed by the somewhat less common 20- and 25-year mortgages.

One of the types of mortgages that’s a lot less talked about is the 40-year mortgage -- and no, it isn’t a fairy tale or myth. 40-year mortgages do exist, but that doesn’t mean that they’re a good choice for everyone.

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All About Home Loans for First-Time Home Buyers

Being a first-time home buyer is a glorious time in your life. You’re on a solid path with your career, you’ve managed to save a little money, and maybe (dare we say it?) you’ve come to enjoy tracking your credit score. As a responsible, independent adult, you’re tired of living under the rule of your landlord -- so now it’s time to get out on your own and buy a home!

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5 DIY Home Improvement Hacks You'd Never Believe

DIY projects are all about becoming a more creative and inventive version of your regular desk mounted self. Oh, sure, during the week you’re Bob from Accounting, but on the weekend? That’s when you transform into Bob the Resourceful DIY Guy. This article is for all the Bobs (and Bobbies) out there.

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PMI vs MIP: What You Need to Know, and How Homebuyers Can Save Thousands

There’s an epic battle raging in the mortgage world between two fierce and unyielding opponents: PMI and MIP. Both do essentially the same thing, but they aren’t the same. Let’s take a walk through both camps to get a better understanding of these much-maligned mortgage insurances.

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Tiny Home Financing for First-Time Home Buyers

You thought your college apartment was tiny--that is, until you started seeing tiny homes pop up everywhere. They make that apartment look like a mansion by comparison. Financing them, on the other hand, isn’t so attractive all the time. Let us help you make your little dreams come true.

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The 8 Most Important Things to Know Before Building a Shipping Container Home

Right now, shipping container homes have never been hotter. With the average price of owning a home in the U.S. sitting around $257,000, and the price of buying a brand new home sitting at $407,000, it’s only natural that people are flocking to a more cost-friendly alternative. Shipping containers, by contrast, may cost as little as $1,400 each, and you might not even need that many to make a beautiful and spacious home.


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Renting Vs. Buying a Home: The Pros and Cons of Each

Vanilla or chocolate ice cream? Coke or pepsi? Renting or buying a home? These are some of the world’s biggest debates -- but unlike choosing an ice cream flavor or a brand of soda, the decision of whether to rent or buy could affect your financial future for decades to come.

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The 9 Most Affordable (and Awesome) Cities for Buying a Home

When it comes to buying the perfect home, location is one of the most important variables. And, with home prices across the country on the rise, many people want to look to places where they’ll get the most bang for their buck -- a nice house and a great city to live in, too.

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Home Equity Loans and Bad Credit: How and Where to Get One

HELoans and HELOCs are types of home equity loans. Use the difference between what you owe on your home and what it’s worth to finance home improvements, large purchases, etc. Shop around for best rates if you have bad credit.

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