Mortgages in the State of Kentucky

Our state-focused team of mortgage lenders in Kentucky is ready and waiting to help you get a loan to purchase the home of your dreams. Kentucky, also known as "The Bluegrass State," is renowned for its natural beauty and is home to the oldest and most celebrated horse race in the country, the Kentucky Derby. And, for home buyers, the Kentucky median home listing price of $133,747 is much lower than the national median listing price of $261,500, meaning you can get a home for an incredible price in the state.

While home prices are reasonably affordable across the state of Kentucky, one of the more expensive places to live in the state is the historical city of Lexington, with a median home listing price of $159,700. 

Other notable areas include Elizabethtown, with a median home listing price of $144,100, and Frankfort, with a median listing price of $130,125. One of the more affordable areas in the state is Covington, with a median home listing price of $93,200, which is well-below the national average listing price. is here to provide you the most in-depth information about mortgages in Kentucky. Whether you're looking to buy a new home, refinance an existing one, get a VA or FHA loan, or to take out a home equity loan or HELOC, we have the resources to empower you on your journey to home ownership and financial freedom. 

To learn more about mortgage options in the state of Kentucky, just fill out the form below and a friendly specialist will get in touch.

Kentucky Home Loans


78 Southwest 7th Street

Miami, FL 33130

Tel: (877) 763-6237