Louisiana Home Loan Solutions
There's nowhere in the world quite like Louisiana, with its incredible Cajun culture, one-of-a-kind cuisine, and inspirational jazz scene. From cultural capital New Orleans, to the real state capital in Baton Rouge, Louisiana has never been a more popular place to buy a home. If you're considering purchasing a house in the Pelican State, our team of home financing experts is ready and waiting to teach you everything you need to know about the home buying process.
In Louisiana, the median home listing price is $200,000, about $60,000 less than the national median of $261,500.
New Orleans is one of the most expensive places to buy a home in Louisiana, with a median home listing price of $320,000. Despite that, not everywhere in Louisiana is so expensive. For example, in the state capital Baton Rouge, the median home listing price is $214,650.
At home.loans, our one and only goal is to provide you the most accurate and up-to-date information about the home purchasing process. Whether you're looking to buy a new home, refinance an existing one, get a VA or FHA loan, or take out a home equity loan or HELOC, we have the resources to empower you on your journey to home ownership and financial freedom.
Best Louisiana Mortgage Lender: J P Morgan Chase Bank
Chase Bank is a big name both in and out of the home finance industry. Throughout the region, Chase is highly commended by previous clients as being an incredible mortgage lender, who gets the job done as advertised.
Finding a nationally acclaimed bank on a top 5 list shouldn't come as that much of a surprise, but when it comes to mortgage, often times the larger institutions are less willing to go above and beyond for home buyers. Luckily, Chase is the exception.
Chase has countless years of experience with and an impressive volume of conventional and government-insured mortgages under its belt. Home buyers can expect personalized service and readily available advisers while working with the financial giant.
Best Louisiana Mortgage Refinance Lender: Primary Residential Mortgage
Primary Residential Mortgage has been making waves in the mortgage industry since 1998. Growing from a small business to a company with 225 branch offices across the nation is no small feat, but the people running PRMI earned it through the admiration of their many clients.
PRMI takes a conscientious approach to mortgage loans and refinancing, always putting the needs of the customer and absolute transparency above all else. Despite their stunning growth since first opening their doors, they still seek to provide customized service that is sure to satisfy the needs of borrowers in even the toughest of financial situations.
Obtaining or refinancing a mortgage through PRMI is a nearly effortless task, and the loan officers make themselves readily available to their clients. Overall, they are a tough lender to beat when it comes to home finance.
Best Louisiana FHA Mortgage Lender: Quicken Loans
Finding a mortgage online may have seemed sketchy at best a decade ago, but the amazing team over at Quicken loans has truly set the standard for the online mortgage experience. Quicken Loans (and it’s online division Rocket Mortgage) have made FHA financing as simple and straightforward as possible.
The online FHA loan process is highly geared towards a streamlined user experience. Progress on the status of an FHA loan application can be easily tracked online, and preapproval for an FHA loan can be completed in a matter of minutes.
The service even keeps applicants posted with any documentation they may have forgotten or still need to provide. The real icing on the cake comes from the support staff that can be reached by phone or through the website that is standing by to offer their advisory services and answer any questions a potential borrower may have.
Best Louisiana VA Mortgage Lender: GMFS Mortgage
Combining excellent service and a depth of mortgage knowledge and experience is a defining trait of GMFS Mortgage. Getting an affordable VA home loan from GMFS Mortgage is almost too easy!
The loan officers of GMFS mortgage are seriously committed to making sure that their clients have a stress free closing. Through tireless work and attention to detail, they almost always succeed to that end.
As a home buyer, feeling under-informed can be the very pinnacle of stress during a mortgage transaction. Thankfully, GMFS Mortgage loan officers have a tendency to to be particularly adept at communication and keeping their clients in the loop, and highly content with their home loans.
Best Louisiana Home Equity Lender: Regions Bank
A popular bank of choice for many, Regions Bank operates out of 1371 branches spread across 15 states. Regions Bank is an exemplary institution that prides itself on its commitment to to its customers, associates, shareholders, and communities.
Regions Bank may not be as large as some of the banking giants in the country, but they have portrayed the same if not more dedication to helping their clients obtain affordable financing solutions. As a part of their commitment to their customers, they ensure that only the cream of the crop loan officers get employed with them.
Home equity solutions through Regions Bank are also dealt with by highly knowledgeable loan officers, who make themselves readily available for their clients. With regions, getting a home equity line of credit is a simple, and stress free event!
Shop Around Before You Get a Louisiana Home Loan
Our picks for the best mortgage lenders in Louisiana may not necessarily represent the best lender for your financial situation, goals, and desires. Everyone’s story is unique, and sometimes the best mortgage terms can be found in the most obscure places. Regardless of experience or lack thereof, the best plan of action is to shop around with multiple lenders to find out which one can provide the ideal mortgage solution that comes with the terms and affordability that best suits any particular financial situation.
While looking at reviews can be a huge help, getting a one on one consultation could mean saving thousands. If you’d like some help in locating the best mortgage lender in your area, don't hesitate to contact a home.loans mortgage expert!