West Virginia Home Loan Solutions
Our state-focused team of mortgage experts and home finance gurus in West Virginia is ready and waiting to teach anyone the basics of purchasing a home in the Mountain State. Our one and only goal is to help help educate borrowers about the smartest home loan options and best home finance lenders in West Virginia. Currently, the median home listing price in West Virginia sits at $94,002, which is way below the median U.S. home listing price of $261,500.
Some of the more expensive places to purchase a home in West Virginia include Morgantown, with a median home listing price of $228,500, and the capital city of Charleston, with a median home listing price $108,600. In comparison, one of the less pricey cities in West Virginia is Parkersburg, with a median home listing price of $82,000.
Here at home.loans, our team of experts is excited to help you borrow with confidence when purchasing a home in West Virginia. No matter whether you're a first time home buyer, looking to get a great deal on a short sale, or are interested in getting an energy efficient mortgage, an FHA loan or a conventional loan, we have the information and expertise to guide you on your journey to home ownership and greater financial freedom.
Best West Virginia Mortgage Lender: CrossCountry Mortgage
CrossCountry Mortgage is one of the largest and fastest growing lenders in the United States. Since it was founded in 2003, CrossCountry Mortgage has done its best to meet the rapidly changing needs of the consumer. While it started as simply a small mortgage brokerage, today, CrossCountry Mortgage offers a wide variety of loans, including FHA loans, VA home loans, refinancing, home equity loans, and more.
While the company does have a robust online presence, with applications that can easily be filled out online, it also boasts a strong workforce of mortgage brokers. Its website even has an easy search function that allows potential borrowers to search for a mortgage broker by name or by branch location.
Best West Virginia Mortgage Refinance Lender: Gateway Mortgage Group
Gateway Mortgage Group may have only been around since the year 2000, but in that short space of under 2 decades, they have grown into one of the largest privately held mortgage companies in the country. According to them, their success comes as a direct result of their dedication to originate and refinance affordable home loans combined with their passion for strengthening families.
The Gateway Mortgage Group team takes special care to put down roots in whatever communities where they have branches. This “localization” helps them to better do their jobs by providing a deeper understanding of the communities they are a part of, and the families that reside within them. In turn, they are able to tailor unique, personalized refinance loans for their clients.
Gateway Loan Officers are experts at loan origination, and know just how to cut all of the tension and stress associated with a mortgage transaction out of the picture completely.
Best West Virginia FHA Mortgage Lender: Quicken Loans
Finding a mortgage online may have seemed sketchy at best a decade ago, but the amazing team over at Quicken loans has truly set the standard for the online mortgage experience. Quicken Loans (and it’s online division Rocket Mortgage) have made FHA financing as simple and straightforward as possible.
The online FHA loan process is highly geared towards a streamlined user experience. Progress on the status of an FHA loan application can be easily tracked online, and preapproval for an FHA loan can be completed in a matter of minutes.
The service even keeps applicants posted with any documentation they may have forgotten or still need to provide. The real icing on the cake comes from the support staff that can be reached by phone or through the website that is standing by to offer their advisory services and answer any questions a potential borrower may have.
If you'd like to learn more about home loan options in West Virginia, Fill out the form below and a mortgage specialist will get in touch.
Best West Virginia VA Mortgage Lender: CrossCountry Mortgage
CrossCountry Mortgage is one of the largest and fastest growing lenders in the United States. Since it was founded in 2003, CrossCountry Mortgage has done its best to meet the rapidly changing needs of the consumer. While it started as simply a small mortgage brokerage, today, CrossCountry Mortgage offers a wide variety of loans, including VA home loans, refinancing, home equity loans, and more.
While the company does have a robust online presence, with applications that can easily be filled out online, it also boasts a strong workforce of mortgage brokers. Its website even has an easy search function that allows potential borrowers to search for a mortgage broker by name or by branch location.
Best West Virginia Home Equity Lender: Citibank
As one of the smaller national banking chains, Citibank keeps up with the competition admirably. Citibank has an ever growing client-base that stands as proof of the quality of service that they provide.
In terms of home equity financing, Citibank offers both home equity loans and home equity lines of credit. However, Citibank may not be able to offer loan amounts as large as some of the other banks, and they are known to have less flexibility when it comes to the LTV of a their second mortgage products.
Even so, they still offer home equity products at rates that are quite competitive to other options on the market. In addition, their application process is simple and straightforward.
Above all else, what most people agree on is the amazing level of customer service exhibited by Citibank loan officers. The experience alone makes any other drawback to choosing Citibank seem more like minor annoyances.
Shop Around Before You Get a West Virginia Home Loan
Our picks for the best mortgage lenders in West Virginia may not necessarily represent the best lender for your financial situation, goals, and desires. Everyone’s story is unique, and sometimes the best mortgage terms can be found in the most obscure places. Regardless of experience or lack thereof, the best plan of action is to shop around with multiple lenders to find out which one can provide the ideal mortgage solution that comes with the terms and affordability that best suits any particular financial situation.
While looking at reviews can be a huge help, getting a one on one consultation could mean saving thousands. If you’d like some help in locating the best mortgage lender in your area, don't hesitate to contact a home.loans mortgage expert!