Mortgage Solutions in the State of Hawaii
Hawaii is a beautiful place to buy a home. Our state-focused team of mortgage and home purchasing experts want to help you buy your home there with confidence. We are here to help educate you on all of the best home loan offerings in The Aloha State. Hawaii home prices are some of the highest in the country and still on the rise, with the state's median home listed price currently at $601,369, which is over $339,000 more than the national median list price of $261,500.
Currently, Kailua is one of the priciest home purchase areas in Hawaii, with an average home value price of $945,700. Honolulu, the state's capital, has a median listing price of $638,200. A less expensive area to buy a home on the beautiful island chain is Hilo, where the average home value is $301,500.
The home.loans team is committed to helping you make informed decisions when it comes to purchasing a home in Hawaii. Whether you are interested in taking out an FHA loan, a USDA loan, or VA loan, or simply wish to utilize the equity in your home, we have the expertise to help.
Best Hawaii Mortgage Lender: Axia Home Loans
A company after our own hearts, Axia Home Loans operates on the basis of educating the home buyers who choose them both before and during the mortgage process. According to them, A comfortable closing is their goal.
Closings, of course, can be a rough time for any home buyer, but the specialists at Axia are more than capable of creating an environment where the home buyer is confident and ready to for anything. Axia’s loan officers specialize in customer satisfaction, so at no point should a home buyer ever feel as though they have no one to turn to.
User reviews show that past clients are mostly impressed by the companies dedication to providing excellent service and advice to its client base. The level of knowledge and determination will surely be more than capable of getting even the most difficult home loan transactions closed.
Best Hawaii Mortgage Refinance Lender: Primary Residential Mortgage
Primary Residential Mortgage has been making waves in the mortgage industry since 1998. Growing from a small business to a company with 225 branch offices across the nation is no small feat, but the people running PRMI earned it through the admiration of their many clients.
PRMI takes a conscientious approach to mortgage loans and refinancing, always putting the needs of the customer and absolute transparency above all else. Despite their stunning growth since first opening their doors, they still seek to provide customized service that is sure to satisfy the needs of borrowers in even the toughest of financial situations.
Obtaining or refinancing a mortgage through PRMI is a nearly effortless task, and the loan officers make themselves readily available to their clients. Overall, they are a tough lender to beat when it comes to home finance.
Best Hawaii FHA Mortgage Lender: Pacific Rim Mortgage
Pacific Rim Mortgage is consistently one of the highest ranked mortgage lenders in the Aloha State-- and for a very good reason. Their entire business is dedicated to their clients-- and, if you read their website, they’ll even say that “Congratulations, you’re now a homeowner” is their favorite five-word phrase on Earth. In addition, they emphasize the fact that they’re committed to taking the stress out of the home purchase process-- which is fantastic since the process can be pretty stressful. Located in Waimalu, in Honolulu County, Pacific Rim Mortgage was founded in 2005 and has helped clients for nearly 15 years.
In addition to FHA loans, the company’s team also has significant expertise in USDA and VA loans, with particular experience in refinancing. Plus, unlike a lot of smaller lenders, they offer a secure online mortgage application to make things especially easy for potential borrowers.
Best Hawaii VA Mortgage Lender: Bay Equity Home Loans
Bay Equity Home Loans was founded back in 2007 as a full-service mortgage lender, with an extra emphasis on service. With locations across 32 states, the company is still growing to this day, thanks to their fierce dedication to their trade.
For a family owned and operated company, their popularity among the home buyers in the states that they are located is immense. They are deeply passionate about providing affordable mortgage solutions, with an exceptional focus on FHA loans and VA financing. As a matter of fact, a portion of their proceeds from every FHA or VA loan that they service is donated to the Warrior Foundation-Freedom Station.
The high-quality customer service and drive to secure low rates and comfortable loan terms will no doubt put Bay Equity Home Loans at the very top of the mortgage lender food chain some day. For now, home buyers would be wise to check them out and see why they consistently rake in such killer reviews!
Shop Around Before You Get a Hawaii Home Loan
Our picks for the best mortgage lenders in Hawaii may not necessarily represent the best lender for your financial situation, goals, and desires. Everyone’s story is unique, and sometimes the best mortgage terms can be found in the most obscure places. Regardless of experience or lack thereof, the best plan of action is to shop around with multiple lenders to find out which one can provide the ideal mortgage solution that comes with the terms and affordability that best suits any particular financial situation.
While looking at reviews can be a huge help, getting a one on one consultation could mean saving thousands. If you’d like some help in locating the best mortgage lender in your area, don't hesitate to contact a home.loans mortgage expert!